FDIC-Insured - Backed by the full faith and credit of the U.S. Government

In observance of Memorial Day, LOSB will be closed on Monday, May 26th.

NOW OPEN!
Our latest location for better local banking is now open in Falmouth. Learn more and help us spread the word!

BANKS NEVER ASK THAT

LOSB will NEVER ask for: PINs, Passwords, Full SS#s, Full Account #s, Debit Card #s, or Online Banking Credentials.

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ONLINE & MOBILE BANKING UPGRADE
Streamlined appearance, customizable dashboards, improved message center, easier payments, and a whole lot more. Sign in with your same old Username and Password.

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MAXIMIZE YOUR YIELD
Our CD rates are up, which means your money can be making you even MORE money! Guaranteed earnings and many term options for you.

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Loan Pay

Quick and convenient online payments to keep you on the move!

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Mobile Deposits

Quickly deposit checks from your smartphone at your mailbox.

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Business Checking

We'll help you choose the right account for your business.

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Hello... Is It Scams You're Looking For?

Erin Battenfield / Wednesday, April 23, 2025 0 225

This scam involves a deceptive text message from an unknown number that simply says “Hello.” At first glance, it might seem harmless—just a friendly message or a text mistakenly sent to you instead of someone else. Because of its benign tone, you might feel inclined to reply.

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Resources

Lake-Osceola State Bank provides you with a variety of resources to help get to know us, keep yourself safe while you go online, and stay informed on what's happening in the communities we serve. You'll also find helpful financial tools to assist with your planning and budgeting needs.

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